Capital Advisors
Independent financial planning with purpose.
Fynbos Capital Advisors was created to give individuals access to financial planning that puts their needs first — blending traditional investment solutions with alternative opportunities, innovative tools, and true independence.
We work alongside you to build a clear, considered strategy for your life and your legacy — whether you’re investing, protecting your future, or planning for generational wealth. As part of the Fynbos Group, we bring a fresh, modern approach to financial advice — one that’s flexible, transparent, and not tied to any single platform or provider.
Our Services
Investment Planning
Tailored portfolios built with local, offshore, and alternative investments — designed to grow with you and stay ahead over time.
Insurance Solutions
Cover that supports your life, not just your policy file — from income protection to critical illness and estate planning.
Retirement Planning
Long-range strategies that give you freedom later, without compromise now — and make the most of what you’ve earned.
Tax-Efficient Structuring
Smart personal and business structures to reduce friction and preserve value — supported by in-house tax expertise.
What Sets Us Apart
Truly Independent
No tied products. No hidden agendas
Holistic Advice
Investments, insurance, tax, and succession — all connected
Broader Access
Traditional platforms and alternative opportunities
Built Around You
Personal plans, not standard templates
Planning well means living well — and leaving something that lasts.
Capital Advisors FAQ's
Yes. We review your full portfolio, identify gaps or inefficiencies, and restructure where needed to improve performance and simplify management.
We’re 100% independent. We’re not incentivised to sell you anything — just to give you the best possible advice.
Every client receives a tailored plan. We use proven tools — but your plan is always built around your specific circumstances, not a generic model.
No. We work with a wide range of individuals, families, and business owners — our advice is scaled to your needs, not your net worth.
Yes. We structure and manage offshore investment strategies in line with your goals, risk profile, and local regulations — including your SARS approvals and allowances.
Yes. We support business clients with group cover, key person insurance, and structuring business continuity plans that protect both leadership and staff.